Non-QM
Owner Occupied
Owner Occupied
Owner Occupied
Non-QM Mortgages can help borrowers who may fall outside conventional financing guidelines.
Investment
Owner Occupied
Owner Occupied
Non-QM Mortgages can allow borrowers to purchase investment properties using non traditional underwriting methods.
Owner Occupied
Bank Statement Loans
A Bank Statement Loan allows borrowers to use bank deposits in their personal or business bank account as their qualifying income. This is ideal for 1099 or self employed borrowers whose income may be minimized on their tax returns.
Asset Amortization Loans
An Asset Amortization or Depletion loan allows a borrower to use their liquid assets such as a brokerage account to qualify for a mortgage rather than traditional income
Investment
DSCR
DSCR or Debt Service Cover Ratio loans allow borrowers to utilize the rent payments of a property as the income qualification regardless of their personal income.
Hard Money
A Hard Money loan is used for short term financing usually to acquire and rehab a property with the intent to either sell the property as a flip or refinance into a longer term mortgage product.